In the event of a family emergency, do you and all of your tribe know how to react? Emergencies can vary in how much damage or pain results from them, but the most important mitigating factor is how quickly everyone responds with the appropriate actions.
There are many different situations that you can consider talking about your family with so that you can either prevent them or everyone knows how to act immediately when they happen. There are times when you have to travel to urgent care instead of a hospital. If there is fire or flooding at your home, is everyone prepared for that? If anyone in your family is allergic to anything, does everyone know the proper steps to prevent serious personal injury? And, if any family member is in an uncontrolled financial spiral, what do you do to start crawling out of it as a family?
Urgent Care Trips
Lots of different situations can result in a trip to urgent care. If your hospitals too far away, or the injury is severe enough, you might not have any choice other than to find the nearest place that can handle the wound quickly. Trips to urgent care can be expensive, and insurance may not always cover as much as you expect. That’s why it’s important to talk through various emergency room situations in advance so that you know how to act quickly, but there is also a fiscal responsibility built in.
Fire Or Flooding At Home
If your home is damaged because of a fire or flood, there is more at stake than just the financial aspect of your house. The people in your home need to have an emergency plan so that they can get out of the house as quickly as possible and meet in a predetermined location. Smoke, fire, or flooding rooms can put people into a panic. You have to know how to act in advance so that no confusion leads to a more significant injury.
If anyone in your family has allergic reactions to certain foods or situations, does everyone know what to do? Does everyone know how to use an EpiPen? If someone has a peanut allergy, do they know how to signal that they need help? Everyone should be aware of everyone else’s allergies, particularly when it comes to food or bee stings so that there is always a preplanned set of actions for them to go through.
A slow-moving family emergency would be one in which a family member as entered the downward spiral of uncontrollable debt. Credit card debt is the primary cause of this sort of financial situation and should be entirely avoided in the first place. However, once an insurmountable dollar figure is in the negative column, it may take the entire family a focused effort to get them back out.